Prestito Chirografario con preammortamento | CDP

Unsecured Loan

A financial instrument that enables the distribution of the financed amount, in one or more transactions, by the start date of the amortisation

Who’s it for?

Non-Territorial Public Bodies - such as Local Health Authorities and Hospitals (CDP Circ. 1274), Entities operating in the public housing sector (CDP Circ. No. 1274), Universities and similar Institutes (CDP Circular n 1274), Regional Agencies for Environmental Protection (CDP Circ. No. 1275), Regional Authorities for the Right to University Study (CDP Circ. No. 1275), other non-territorial public bodies (CDP Circ. 1277) - and public bodies governed by law that do not carry out public service management activities in sectors of economic importance (CDP Circular No. 1276)

How does it work?

If your non-territorial public body or public bodies governed by law meets the access criteria, it will be able to finance the permitted investments through the Unsecured Loan, in line with the legislation in force at the time.

The distribution of the loaned amount will take place within the period of pre-amortisation (normally up to 3 years from the date of signature of the contract), in one or more transactions, following a specific request.

The amortisation period will normally be between 5 and 20 years, with a fixed or variable rate interest rate regime.

The guarantees and commitments provided for in the loan agreement are diversified according to the debtor and may include the inclusion in the contract of specific commitments to comply with certain financial statement indicators.

Where to apply

Send the application (link to editable pdf), and the additional documentation (list available in the reserved area for Local Authorities and PA on the CDP website www.cdp.it – via PEC cdpspa@pec.cdp.it

Would you like more information?