Plafond dedicated to disastrous events

Plafond dedicated to disastrous events

Cassa depositi e prestiti financially supports the territories and populations affected by seismic events and other natural disasters

CDP makes a Plafond series available to citizens and entrepreneurs, by granting subsidised loans, with the aim of ensuring that people return to their homes and production activities resume quickly.

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Who’s it for?

Individuals and owners of economic and productive activities, operating throughout the national territory


How does it work?

In recent years, CDP has allocated a total of over 20 billion euros, which are distributed thanks to a collaboration with the national credit system:

  • Central Italy Earthquake Plafond:  a plafond of around 4 billion euros has been active since 24th August 2016. This is intended to tackle the damage suffered to private assets and economic and productive activities following seismic events that occurred in the regions of Abruzzo, Lazio, Marche and Umbria.
  • Disastrous Events Plafond: a plafond of around 1.5 billion euros is available to deal with the damage caused by a series of calamitous events that have occurred since March 2013 (floods, snowfalls, floods, storm surges, etc.);
  • 2012 Earthquake Reconstruction Plafond:  6 billion euros are earmarked for the reconstruction of the regions of Emilia-Romagna, Veneto and Lombardy affected by the earthquake of May 2012 and to support the resumption of economic activities in the area.


How to apply

For all the Plafonds dedicated to natural disasters, the beneficiaries can go to one of the participating banks once they have received the confirmation of a grant from the relevant public administration

See the lists of participating banks on each Plafond’s dedicated web page.

(Central Italy Earthquake Plafond, Disastrous Event Plafond, 2012 Earthquake Reconstruction Plafond)



Additional Information

The following Plafonds have been activated and can no longer be paid:

  • First and second phase Plafond Earthquake Moratorium 2012: an additional 6 billion euros were made available for deferring the payment of taxes, social security and welfare contributions and premiums for compulsory insurance suspended following the 2012 earthquake;
  • Central Italy Earthquake Moratorium Plafond : an additional € 560 million was made available to people affected by the seismic events in 2016 for the deferred payment of suspended taxes;
  • Abruzzo Earthquake Plafond : 2 billion euros were made been made available to facilitate the reconstruction of homes destroyed or damaged following the 2009 earthquake in Abruzzo:

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