Promoting inclusive growth and supporting the green transition in Mongolia, while also strengthening the role of local financial institutions. These are the objectives of the 150 million dollars in financing for XacBank JSC, one of Mongolia’s leading banking institutions, led by FMO – the Dutch entrepreneurial development bank – with the participation of Cassa Depositi e Prestiti (CDP).
Structured as an A/B1 syndicated credit facility, the transaction sees FMO acting as lead arranger, agent and lender,2 with the involvement of private investors and development finance institutions (DFIs). Among these, CDP is participating as a parallel A-lender alongside a broad group of international investors in the B-loan, including ILX Funds, Nations Trust Bank, BlueOrchard Microfinance Fund, the financial inclusion funds managed by Responsibility, Global Climate Partnership Fund and Atlantic Forfaiting
Twenty per cent of the lending resources will be allocated to green finance projects and 80% to women, young people, agricultural SMEs and micro-enterprises, including those operating in rural areas, thereby contributing to the strengthening of the local economy in a context marked by significant environmental and economic challenges. Part of the funds made available by CDP is also earmarked to support the sustainable cashmere value chain, a sector of strategic importance for the Italian economy and characterised by significant development potential along the value chain.
1 An A/B loan is a syndicated financing structure used by international financial institutions and multilateral development banks to mobilise market capital in support of development projects. The transaction provides for the loan to be split into two tranches: the A Loan, reserved for development finance institutions, and the B Loan(s), which act through the arranger as the sole contractual creditor vis-à-vis the beneficiary.
2 FMO performs a triple role in the transaction: as Lead Arranger it coordinates the structuring and placement of the financing; as Agent it manages administrative and operational aspects; and as Lender it participates directly in the disbursement of the funds.