Bank and financial intermediary liquidity | CDP

Bank and financial intermediary liquidity and guarantees

We facilitate the granting of loans by affiliated banking institutions and financial intermediaries for business growth and expansion and post-disaster reconstruction

Who it is aimed at

Mid-caps and SMEs


How it works

1. We provide financial resources to banks and financial intermediaries to support your business. In particular:

  • through the Enterprises Platform Fund we support the granting of loans to micro, small and medium-sized companies (SMEs) and mid-caps that operate throughout the country, in all production sectors, for the coverage (up to 100% of eligible expenses) of investments and needs linked to the development of the company’s working capital and growth;
  • through the Capital Goods Fund we support the granting of loans to SMEs operating throughout the country and in all production sectors, for investments in capital goods, industry 4.0-linked investments and green investments that can benefit from the specific grant from the MIMIT;
  • through the Leasing Fund we support access to credit for Italian SMEs and mid-caps through loans granted in a leasing form guaranteed by the SME Guarantee Fund, SACE or parties operating with similar forms of guarantee;
  • through the Confidi Fund we provide access to credit for Italian SMEs by granting loans backed by the Guarantee Fund for SMEs;
  • with the factoring fund we support the working capital needs of Italian SMEs and Mid-Caps through the issuing of loans in the form of recourse and non-recourse factoring;
  • through our funds dedicated to natural disasters we provide economic resources for areas hit by natural disasters, to start reconstruction and restart production activities.

2. We issue indirect guarantees, leveraging regional, national and EU resources needed by financial intermediaries to support your business’s investments. More specifically, in partnership with the Emilia-Romagna Region, through the EuReCa 2021-2027 Platform, we provide counter-guarantees to the Confidi credit guarantee consortia selected by CDP to support SMEs with a registered and/or operational office within the Region that are making investments falling under the 2021-2027 RP ERDF.

3. We make NRRP resources available for the provision of financing, through partner banks and at market conditions, in favor of Energy Service Companies (ESCOs) tasked with carrying out energy efficiency upgrades on public residential buildings, within the framework of Mission 7 – Investment 17 of the REPowerEU Chapter of the NRRP.

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