To promote the set up and growth of companies operating across the national territory, with public interest or social value objectives.
The following entities have been identified as potential users of the aid scheme:
CDP Resource: 200 million euros, for subsidised loans
Financing quota: Up to 70% of the loan is granted by CDP at a subsidised rate and, the remaining 30% is granted by the bank at the market rate. The loan can cover up to 80% of the eligible expenses.
Rate: The subsidised rate applied to the portion of the subsidised loan granted by CDP is equal to 0.50% nominal per year. The rate for the bank’s portion is agreed between the beneficiary and the bank, taking trends in market rates into consideration.
Duration: The loan may have a duration of between 4 and 15 years, including a grace period of a maximum of 4 years, running from the date that the loan is granted.
Applications for the subsidy must be submitted through the website of the managing subject appointed by the Ministry of Economic Development (MiSE),), subject to obtaining a creditworthiness certificate issued by one of the financing banks adhering to the subsidy scheme (see list in the "Related documents” section)
For guidelines and rules for using the resources, refer the specific legislation. The granting of subsidised loans is subject to the positive assessment of the concessional merit by the MiSE and the creditworthiness, by the Bank which co-finances with CDP.
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